The Day I Learned I Need To Budget
And Kill My Leaseholder.
I am not good with math but this is a post by numbers.
$400. Amount of money I had in checking yesterday.
$466. Amount of money I had in savings today.
$950. Amount of my rent for June that was cashed: July 1.
$950. Amount of rent for July that was cashed TODAY.
-$600. The balance of my checking account at 1:30.
$0. The amount of savings at 1:31 after putting it into checking.
-$93 the amount left in checking at 1:32.
30. The amount of minutes I spent hyperventilating in the bathroom to my father.
5. The amount of time hyperventilating to coworkers.
30. The amount of time it took to get back to my apartment, grab my stimulus check and get to the bank.
$200. The amount in my checking account right now after depositing a 300 dollar check.
Endless. The amount of shaking going on in my body right now. Adrenaline is exiting.
I fucking hate money.
oh man, that blows. i think we’ve all had those moments in our life. when i was younger i was lucky that my dad had alot of guilt because i was caught in a similar situation once and would have $0 until next pay. he wired me money to hold me over. i know that panic you felt.
seriously, use the budget spreadsheet… it may not seem like anything but tracking but you can use that and estimate each week going forward.
i hope things get better and you get paid soon!
I am not a fan of money either. at. all.
I’ve got to learn to stay on top of mine…and not buy stupid things. yeah. I dumped out my account recently and then have been checking my balance in shame ever since to make sure that it is still in the black.
must not buy stupid … ooh, new iPhone
Ugh, I feel you. I hate money too. I slacked on depositing my paycheck once and my mortgage came out, along with my automatic savings deposit, and wiped my account out. I almost died and felt like an idiot. But it made me pay more attention to my bank account.
I have had way too many days exactly like this. It’s terrible.
Oh that blows. I had a landlord once who would hold onto rent checks and it was ridiculous. I would always have $500 more showing in my accounts than I really had… My bf’s work did that too when he was on Cobra! They would wait the whole month until they had the NEXT check and then deposit. SO ridiculous!
Sadly this seems to be one of those lessons that all 20 somethings need to learn the hard way.
This is why I loved my old landlord because she’d cash the rent check on the 3rd, so I knew that the money would be out and gone.
Who the hell holds onto a check a week and a half after it’s due?
That sucks. Everyone needs to budget, though. It certainly need not be as anal rententive as mine, but you should know how much you have and how much you need to set aside for fixed bills, always. You can get insanely nitpicky with the rest like I do, or you can think of it as blow money.
That is horrifying. I commend you for spending only a cumulative of 35 minutes hyperventilating; I would have needed resuscitation.
I found you on twenty-something bloggers and I think your blog title is the best thing I have ever heard of.
)
Seeing the negative sign in your bank account is maybe the worst feeling in the world. That happened to me last week and I experienced close to a nervous brakedown.
I’m sure I would be a far bigger fan of money if I had MORE of it . . .
I have so been there. Too many times than I care to admit to.
I’m glad you got it all straightened out.
That totally sucks. I’ve been there too many times. You’d think I’d learn by now, but I must admit money is one of those things I abhor to manage (despite me being a pretty decent investor… weird huh?).
Thank God for that stimulus check! lol
Its OK to hate money.
I will gladly take all your money. Thx.
Can totally relate to this. My current landlady once held our rent check for four FOUR months. So unnecessary.
I fucking hate money too! I hate stressing about it, I hate seeing what it does to people, I hate it ALL!
Btw, sorry I have been gone for a bit…..crazy week. I’m trying to catch up on my 239 damn posts now. Damn you Google reader.